What would you choose: a spectacular $5 million Dream Home Package or $4.5 million in gold?

That’s the decision awaiting the Grand Prize winner of the St John Lottery Summer 2026, with three incredible Grand Prize options to choose from.

This year’s top prize offers three very different ways to win: a spectacular oceanfront home in Adelaide’s breathtaking Semaphore South, a gorgeous luxury sky apartment on Queensland’s Gold Coast, or $4.5 million in gold.

In other words: you win, you choose.

A home by the sea

For anyone who has ever dreamed of waking up to the sound of waves, the first option is hard to overlook.

The Grand Prize could mean a fully furnished four-bedroom, three-storey oceanfront home at Semaphore South, along with $300,000 in cash or gold.

Just steps from the sand, the home has been designed around relaxed coastal living, with spacious open-plan living and entertaining areas, a magnesium mineral pool and a private cinema room.

There’s even an in-home lift, while the master suite comes complete with its own balcony overlooking the ocean.

And for South Australians curious to see what winning might look like, the fully furnished home at 6A Esplanade, Semaphore South, can be explored from 10am to 2pm on October 10, October 31 and November 14.

Or a sky-high escape

Perhaps the beachside life is tempting – but so is Queensland.

The second Grand Prize option is a luxurious three-bedroom sky apartment on Level 27 in Broadbeach, accompanied by $510,000 in cash or gold.

Just 450m from the beach, the 295sqm residence has three bedrooms, three bathrooms and three separate living zones, along with two private balconies.

Enjoy resort-style living and feel right at home. Image: St John Lottery

It’s less about mowing the lawn and more about resort-style living, with residents able to access a heated outdoor pool, sauna, steam room and gym.

For someone looking for a change of scenery, it’s a rather impressive address.

Or skip the real estate altogether and go for gold

If property isn’t your pick, there’s another incredible option.

The Grand Prize winner can choose to take $4.5 million in gold — giving you the freedom to decide what comes next.

More than 5,000 chances to win

The Grand Prize might be grabbing the attention, but it’s far from the only reason to take a look at the St John Lottery Summer 2026.

There are more than $6.5 million in prizes across the Lottery, with more than 5000 prizes to be won and a one-in-50 chance of winning a prize.

The prizes are already rolling out, with Cashtember offering $10,000 daily weekday draws through to September 25.

There’s also a $250,000 Mega Draw, three luxury cars – a Mercedes-Benz CLA200, Lexus UX300h and BMW 218 – as well as five $20,000 dream holiday packages, three $25,000 adventure vouchers and a $100,000 Christmas cash-up.

And there’s plenty more among the thousands of additional prizes, from St John first aid kits and defibrillators to gift cards for Bunnings, JB Hi-Fi, Ampol, Super Retail Group and Chemist Warehouse.

Those who purchase a ticket and join as a St John Lottery Member will also be entered into the exclusive Members Draw, with a Maserati Grecale Trofeo worth $214,000 up for grabs.

The St John Lottery supports communities across Australia. Image: St John Lottery

There’s more behind the prizes

For St John, however, the Lottery is about more than the possibility of winning a life-changing prize.

Every ticket purchased helps support the organisation’s work in Australian communities.

St John has been operating in Australia for more than 140 years, with more than 18,000 volunteers, staff and members contributing to its work around the country.

That includes providing health and medical support at community events, delivering first aid training, running First Aid in Schools and youth programs, and supporting communities during emergencies and disasters.

The Lottery also helps support a range of other health and wellbeing initiatives.

So while the thought of choosing between an oceanfront Semaphore home, a Gold Coast sky apartment or millions in gold might be the attention-grabber, there’s a bigger picture behind the ticket.

Good prizes. Good cause. Good. Good.

Tickets for the St John Lottery Summer 2026 are on sale now at stjohnlottery.com.au

T&Cs at stjohnlottery.com.au. SA Licence M15047; NSW Licence GOCAU/2578; VIC Licence MG-R26346533; ACT Licence ACT R 26/00128.1 & ACT TP 26/01518; NT Licence FNL1039 (WA residents ineligible from entry).