An American woman has lost her battle with her insurer after an exploding corpse caused damage to her home.

A Florida appeals court judge ruled that her insurer was not liable for damages that occurred to her apartment after a neighbour’s corpse ‘exploded’.

Judy Rodrigo battled State Farm for almost six years, arguing that the insurer of her Florida apartment should pay for the corpse clean-up, according to reports in The Daily Mail.

Ms Rodrigo argued that the Keystone Condominium Association left the neighbour’s corpse to rot so long that the body’s fluid exploded and leaked into her apartment.

The body was discovered an estimated two weeks after her death after a foul odor filled the adjacent units, according to The Daily Mail.

State Farm offered Rodrigo a sum for the clean-up, but she refused it, seeking full coverage.

She argued that her policy covered personal property damage, including ‘explosions’.

However, State Farm argued that a decomposing body does not constitute as an explosion – and Judge Melanie May agreed.

‘Rather than stretching common sense, the trial court correctly gave the term “explosion”, its “plain and unambiguous meaning as understood by the man on the street,” May wrote.

“The plain meaning of the term “explosion” does not include a decomposing body’s cells explosively expanding, causing leakage of bodily fluids.”

May wrote that Rodrigo’s attempt to prove the body exploded was ‘novel’ but ultimately ruled against her.